Government schemes in Bihar as of March 26, 2025.

State Government Schemes in Bihar

1. Bihar Student Credit Card Scheme (Launched 2016, Ongoing 2025)

  • Objective: Provides financial support for higher education to students who’ve passed 12th grade.
  • Details: Offers loans up to Rs. 4 lakh at 0% interest (subsidized by the state) for courses like B.A., B.Sc., B.Tech, and MBBS. Repayment starts after course completion.
  • Eligibility: Bihar residents, 12th pass from recognized institutions, age typically under 25.
  • Impact: Over 2 lakh students benefited by 2023; continues to support youth education in 2025.
  • Relevance: Ties into Bihar’s tech-education push (e.g., BSEB’s digital result systems).

2. Mukhyamantri Kanya Utthan Yojana (Launched 2018, Updated 2025)

  • Objective: Prevents child marriage and empowers girls through financial aid.
  • Details:
    • Rs. 2,000 at birth.
    • Rs. 10,000 after passing 12th (Mukhyamantri Balika Protsahan Yojana).
    • Rs. 25,000 on completing graduation.
  • Eligibility: Unmarried girls from Bihar, enrolled in school/college.
  • Update: Budget 2025-26 likely increased funding, with over 1.5 crore girls aided by 2024.
  • Impact: Boosts female literacy and aligns with digital initiatives like APAAR.

3. Saat Nischay (Seven Resolves) Program (Ongoing Since 2015)

  • Objective: Holistic development through seven key commitments.
  • Key Schemes:
    • Arthik Hal, Yuvaon Ka Bal: Rs. 10 lakh (50% subsidy, 50% loan) for youth to start businesses (e.g., Mukhyamantri Yuva Udyami Yojana).
    • Har Ghar Bijli: Achieved 100% electrification by 2023; maintenance ongoing in 2025.
    • Har Ghar Nal Ka Jal: Tap water to every household, targeting completion by 2026.
    • Ghar Tak Pakki Gali-Naliyan: Paved roads and drainage for rural areas.
  • Impact: Over 50 lakh households electrified; water and road projects advancing steadily.

4. Mukhyamantri Vridhajan Pension Yojana (MVPY) (Ongoing 2025)

  • Objective: Financial support for senior citizens.
  • Details: Rs. 400/month for ages 60-79; Rs. 500/month for 80+; direct bank transfers.
  • Eligibility: Bihar residents above 60, not covered by other pensions.
  • Impact: Supports over 35 lakh elderly as of 2024, with budget enhancements in 2025.

5. Bihar Diesel Grant Scheme (Ongoing 2025)

  • Objective: Subsidizes diesel costs for farmers.
  • Details: Rs. 75/liter subsidy, up to Rs. 750/acre/irrigation for Kharif crops.
  • Eligibility: Farmers with at least 8 acres of land.
  • Impact: Reduces financial strain, supports agriculture tech adoption.

6. Kushal Yuva Program (Launched 2016, Ongoing 2025)

  • Objective: Enhances employability for youth aged 15-25.
  • Details: Free skill training (e.g., IT, communication) via Bihar Skill Development Mission.
  • Eligibility: 10th pass, Bihar residents (age relaxations for SC/ST/OBC).
  • Impact: Trained over 5 lakh youth by 2024; aligns with industrial growth like locomotive exports.

Central Government Schemes with Bihar Focus (2025 Updates)

1. Union Budget 2025-26 Announcements (February 1, 2025)

  • Makhana Board: New board to boost fox nut production, processing, and marketing; supports Bihar’s farmers via FPOs.
  • National Institute of Food Technology: Set up in Bihar to enhance food processing, creating jobs and skilling opportunities.
  • Greenfield Airports: New airports planned, plus expansion of Patna and Bihta airports, improving connectivity.
  • Western Koshi Canal Project: Irrigation funding for 50,000+ hectares in Mithilanchal, aiding agriculture tech.

2. Purvodaya Plan (Announced July 2024, Progressing 2025)

  • Objective: Comprehensive development of eastern states, including Bihar.
  • Details:
    • Industrial node in Gaya on the Amritsar-Kolkata corridor.
    • Rs. 26,000 crore for road projects (e.g., Patna-Purnia Expressway).
    • Rs. 11,500 crore for flood control and irrigation (e.g., Kosi-Mechi link).
  • Impact: Boosts Bihar’s infrastructure and industrial tech base.

3. PM Surya Ghar Muft Bijli Yojana (Launched 2024, Active 2025)

  • Objective: Free electricity up to 300 units/month via rooftop solar.
  • Details: Targets 1 crore homes nationwide; Bihar included with subsidies for installation.
  • Impact: Complements Bihar’s electrification success, reducing energy costs for households and stores.

4. Digital India Initiatives (Showcased March 2025)

  • Details: At Bihar Diwas (March 22-24), tools like DigiLocker, UMANG, and APAAR were promoted for education and governance.
  • Impact: Enhances digital access for students and citizens, supporting online platforms.
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